Why Risk the Consequences?
Just a few inches of water can cost thousands of dollars in damage to walls, floors, furniture, carpets, and appliances. Flood insurance can help you avoid the financial consequences of a flood --and gain peace of mind.
The Risk is Real
Everyone lives in a flood zone. In high-risk areas, you have a 1 and 4 chance of ezperincing a flood over the life of a 30 year mortgage. But the truth is you can live miles away from water and steill be at risk of flooding. In fact, nearly 25 percent of flood insurance claims come from moderate - to low-risk areas. That's because it doesn't take a major body of water, or even a major storm, to cause a flood.
Anything from new development to a slow-moving rainstorm can cause flooding. Floods are the most common natural disaster in the United States, yet most homeowers insurance does not cover flood damage.